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Can I sue my own insurance company?

Yes. If your insurance company does not pay your medical bills or lost wages properly, you can sue them. If they refuse or pay an amount less than what is provided for by your Personal Injury Protection (PIP) benefits, benefits required to be paid by law, they can be liable.
Insurance companies find creative ways to deny payment. Secondly, insurance companies may deny payment of your Uninsured/Underinsured Motorist Coverage. This is the coverage that you may have purchased to protect you against other drivers that fail to carry adequate injury/liability coverage. It is an optional coverage, but I encourage everyone to ask their insurance agent for a quote, its great protection. Suing your insurance company is a common remedy an injured person has when an insurance company does not pay all of your Personal Injury Protection PIP benefits, denies your claim due to a Compulsory Medical Examination (CME) cutoff, or when the UM/UIM coverage fails to adequately cover your claim. By simply hiring an attorney at the beginning of your case, you can avoid some of these pitfalls.

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